INSURANCE BENEFITS
WE ARE HERE TO HELP
NAVIGATING THE INSURANCE WORLD
IN-NETWORK
Small Talk OC is contracted with Cigna PPO and United Healthcare PPO plans. We will verify benefits and secure an authorization for services if needed.
As an in-network provider, we will submit claims to your insurance. You will be responsible for a plan specific co-pay for each visit. Co-pay fees are billed directly to you and insurance will pick up the rest.
OUT-OF-NETWORK
We encourage all families to utilize their health insurance plan and benefits, even if we are not contracted with your specific insurance.
As an out-of-network provider, you will be responsible for the session fees up front. To help streamline the process, we will submit claims on your behalf and you will receive plan specific reimbursement directly from your insurance provider. We are committed to helping every family receive the maximum reimbursement through their insurance.